The AI-Native Platform Built to Meet You Where You Are

For many insurance carriers, the term "digital transformation" can feel like a loaded phrase. Some are still operating critical systems on mainframes. Others are modernizing core infrastructure while remaining cautious about deploying AI. And a few are already deploying agentic workflows. No matter where you sit on this spectrum, one thing is clear: legacy systems can no longer keep up with the complexity of modern distribution.

At Chestnut, we believe there's a better way forward. A way that respects where you are today while unlocking what's possible tomorrow.

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Built for Where You Are, Ready for Where You're Going

Insurance distribution is one of the most complex and high-stakes functions in the entire industry. It's also one of the most underserved by technology.

Many carriers still rely on a patchwork of outdated vendor systems, internal tools, and spreadsheet-heavy workflows. These weren’t built for today’s distribution landscape, with its multi-channel complexity, incentive automation, and need for real-time insight.

Chestnut is purpose-built for these complexities. We designed our platform from the ground up to be the modern operating system for insurance distribution. That means we:

• Handle your current compensation and hierarchy logic with sophistication
• Streamline manual workflows and centralize producer data
• Expose clean, real-time APIs that plug into your existing tech stack
• Make it seamless to onboard new agents, roll out new programs, and stay compliant

And just as important, we don’t require you to make a leap you're not ready for. Think of it like upgrading to a modern EV. You get immediate performance gains along with a smarter platform that’s equipped with embedded sensors, real-time connectivity, and over-the-air updates. You may not activate full self-driving on day one, but when the time is right, the foundation is already there. The same is true with Chestnut. Carriers adopt a platform that delivers operational ROI today while positioning them to unlock AI-powered automation on their timeline.

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The Core Architecture Powering Intelligent Distribution

There’s a surge of attention on AI across every sector—including insurance—and for good reason. AI-driven automation, insights, and agent workflows will transform how leading carriers manage distribution.

But AI only works with the right context: compensation rules, licensing data, producer hierarchies, and transaction flows. Chestnut provides that infrastructure. It is the connective tissue that enables AI to work inside the messy reality of insurance operations.

We’ve spent years investing in this foundation. Our data model spans over 250 insurance distribution concepts. Our platform cleanly separates producer, policy, and performance data. Our API layer is real-time, open, and extensible. So when you're ready to deploy AI, you're not starting from scratch.

Whether you’re experimenting with copilots or just trying to get off spreadsheets, Chestnut gives you both immediate operational value and a launchpad for next-generation capability. AI is not a bolt-on for us. It is in our DNA.

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The Smartest Move is to Start Now

Many carriers tell us they aren’t ready to productionize generative AI today. Simultaneously, they also understand that waiting to upgrade core systems won’t make bridging to that future any easier. Chestnut offers a platform that brings order and clarity to your distribution operations and positions you for what comes next.

Chestnut doesn’t require a rip-and-replace. Our modular, API-first platform integrates with your existing environment. Our white-glove implementation helps clean your data and streamline operations from day one. And we do it all while giving you a path to future capabilities that no legacy system can match.

The carriers that modernize now are the ones who will define the future. Every step you take toward cleaner infrastructure and smarter operations enhances your ability to compete and lead with AI.

With Chestnut, you're not just buying software. You're investing in a modern distribution platform that accelerates you today and unlocks tomorrow.

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